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Money

Net Worth Calculator

Add up everything you own, including cash, gold, property and business, and subtract everything you owe, to find your net worth.

Rules last checked 25 October 2026Every step shown

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Net worth

Rs 15,450,000

Everything you own
Rs 16,050,000
Everything you owe
Rs 600,000
Easy to turn into cash
Rs 1,550,000 (10% of assets)

You own Rs 16,050,000 and owe Rs 600,000, so your net worth is Rs 15,450,000.

How it's worked out

  1. AssetsRs 450,000 + Rs 800,000 + Rs 12,000,000 + Rs 300,000 + Rs 2,500,000Rs 16,050,000
  2. Net worthRs 16,050,000 − Rs 600,000 owedRs 15,450,000
What you own
  • Cash and bankRs 450,0002.8%
  • Gold and silverRs 800,0005%
  • PropertyRs 12,000,00074.8%
  • InvestmentsRs 300,0001.9%
  • Vehicles and otherRs 2,500,00015.6%
  • Use what each thing would sell for today, not what you paid. Tracking this once a year shows whether you're moving forward.

The formula

Net worth = everything you own − everything you owe

Worked example

Rs 450,000 in the bank, Rs 800,000 of gold, a Rs 12,000,000 house, Rs 300,000 of shares and a Rs 2,500,000 car come to Rs 16,050,000. Owing Rs 600,000 leaves a net worth of Rs 15,450,000.

Questions people ask

How do I calculate my net worth?

Add up the value of everything you own today and subtract every debt. What's left is your net worth.

Should I use what I paid or what it's worth now?

What it would sell for today. A car is worth less than you paid; property and gold may be worth more.

How is this different from zakat?

Zakat is due only on certain wealth, like cash, gold, silver and trade goods, held for a year. Your home and car usually aren't zakatable. Use the zakat calculator for that.

Formula and rules last checked 25 October 2026Written and tested by the CalculatorDex teamReport a problem