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House Construction Cost Calculator

Estimate the cost of building a house from its covered area and your contractor's grey structure and finishing rates, with a contingency for surprises.

Rules last checked 25 October 2026Every step shown

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sq ft

All floors added together. A 10-marla double-storey house is often about 3,500 to 4,000 sq ft; a 5-marla double storey about 2,000 to 2,250.

PKR

Per sq ft for the structure: foundations, frame, walls, roof, plumbing and wiring pipes. Use your contractor's current quote; this default is only an example.

PKR

Per sq ft for tiles, doors, windows, kitchen, bathrooms, paint and fittings. It varies hugely with the quality you choose.

%

For price rises and surprises. 10% is a sensible minimum.

Estimated total

Rs 13,612,500

Grey structure
Rs 6,750,000
Finishing
Rs 5,625,000
Contingency
Rs 1,237,500
All-in per sq ft
Rs 6,050

Building 2,250 sq ft at Rs 3,000 grey plus Rs 2,500 finishing a square foot comes to about Rs 13,612,500, including 10% for contingencies.

How it's worked out

  1. Grey structure2,250 sq ft × Rs 3,000Rs 6,750,000
  2. Finishing2,250 sq ft × Rs 2,500Rs 5,625,000
  3. Contingency10% of Rs 12,375,000Rs 1,237,500
Where the money goes
  • Grey structureRs 6,750,00049.6%
  • FinishingRs 5,625,00041.3%
  • ContingencyRs 1,237,5009.1%
  • Rates change with steel, cement and labour prices and differ by city. Get written quotes from two or three contractors. Plot, approval fees and boundary walls are extra.

How it's worked out

Cost = covered area × (grey rate + finishing rate) × (1 + contingency)

Worked example

A 2,250 sq ft house at Rs 3,000 a square foot for grey structure and Rs 2,500 for finishing costs Rs 12,375,000. With 10% contingency, budget Rs 13,612,500, or Rs 6,050 a square foot all-in.

The default rates are examples only. Ask two or three contractors for current written quotes in your city.

Questions people ask

What is grey structure?

The bare building: foundations, columns and beams, walls, roof, and pipes and conduits for plumbing and electrics. Finishing adds tiles, doors, windows, kitchens, bathrooms, paint and fittings.

How is construction cost per square foot worked out?

Multiply the covered area of all floors by the rate per square foot for grey structure and for finishing, then add a contingency.

How much contingency should I keep?

At least 10%. Steel and cement prices change, and almost every build finds something unexpected.

About this calculator

Formula and rules last checked 25 October 2026Written and tested by the CalculatorDex teamReport a problem